Buying a home should be an exciting and satisfying experience. Choosing your REALTOR® is the first step toward ensuring that a new home and community meet your needs. The Lifestyles Realty Web sales professional will help find the home you're looking for.

 

As YOUR AGENT, we will:

  • Represent your interests so you don't overpay or make costly mistakes.
  • Insure that you see all properties in the area that meet your criteria.
  • Guide you through the entire home buying process - from viewing to financing and ultimately to closing!
  • Provide answers to your questions about the market area, schools, neighborhoods, churches, shopping, the local economy, and more!

 

BEFORE you start looking for your new home:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including the down payment amount and monthly payment.
  • Get pre-qualified (preferably pre-approved) for financing. A pre-qualified buyer has more leverage!
  • Try to narrow down your choice of neighborhoods.
  • Identify important features you want your new home to have.

 

CLOSING COSTS to expect:

  • Lender fees include charges for loan processing, underwriting, document preparation and establishing an escrow account.
  • Third-party fees include charges for title search, title insurance and other inspections such as termite.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, prepaid loan interest, real estate taxes and private mortgage insurance (if applicable).

 

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